277 Congress Street Troy, NY 12180
Source MLS VerifiedListing by: GLOBAL MLS / Listed By: Capital Elite Realty Group LLC

  277 Congress Street Troy, NY 12180

Active (5 Days)
$999,000 (USD)
11
BED
4
BATH
3,650
SQFT

Description

Rare opportunity to own a beautifully maintained, high-quality turnkey student-housing investment in the RPI area. This impressive 11-bedroom, 4-bathroom property offers strong rental income, quality furnishings, modern amenities, and excellent tenant appeal.

The property features three HVAC systems, on-demand hot water heaters, high-end furniture, stainless-steel appliances, three beautiful quartz kitchen countertops, ceramic-tiled bathrooms, and well-appointed living areas. The enclosed patio/entertainment room provides a comfortable year-round space for recreation, gatherings, and relaxation.

The updated back deck and green backyard offer additional outdoor space for tenants to enjoy. Prospect Park is directly across the street, with a convenient store nearby.

Prime location within walking distance of RPI campus and Troy's downtown, providing convenient access to campus, restaurants, shops, entertainment, and downtown amenities. The property has a strong history of being fully leased, reflecting established demand for quality RPI student housing.

Highlights: 11 bedrooms; 4 bathrooms; 3 HVAC systems; on-demand hot water heaters; turnkey condition; high-end furniture; stainless-steel appliances; enclosed patio/entertainment room; updated back deck; green backyard; Prospect Park across the street; walking distance to RPI and Troy downtown; strong history of full occupancy; approx. $92K gross annual rental income.

Proof of income and/or financial qualification is required prior to scheduling a showing. Showings by appointment only. Qualified buyers and investors are encouraged to inquire.

MLS #:
202625554
Taxes
$5,295
Lot Size
5,227 SQFT
Type
Multifamily
Year Built
1910
Style
Traditional
Views
Trees/Woods, Hills
County
Rensselaer County

Listed By

Capital Elite Realty Team, Capital Elite Realty Group LLC
Source
GLOBAL MLS
Last checked Sep 10 2026 at 7:57 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 4
Interior Features
  • Walk-In Closet(s)
Lot Information
  • Wooded
Property Features
  • Foundation: Stone
  • Foundation: Brick/Mortar
Heating and Cooling
  • Natural Gas
  • Forced Air
  • Central Air
Flooring
  • Hardwood
Utility Information
  • Sewer: Public Sewer
  • Fuel: Gas
Parking
  • Driveway
  • Off Street
Living Area
  • 3,650 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
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Disclaimer: Copyright 2026 Global MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/10/26 12:57